The loan accounts officer specializing in handling loans secured by residential property is the Mortgage Accounts Officer and may be called as a home loan account officer or simply accounts officers in the mortgage department of a bank. These are essentially credit officers tasked to evaluate property values and the borrower’s credit worthiness to recommend or approve the correct level of mortgage as per banking policies.
Mortgage Accounts Officer Resume Template
Josephine T. Craig
Margaret St., Key West, Florida
Phone: 305- 455-0998
A management position as a Mortgage Accounts Officer in a major bank or financing company with extensive mortgage loan products.
Summary of Qualification
- Almost a decade of experience in large bank as Mortgage Loan Officer.
- Familiar with most accounting systems with specialty in SAP-Financials
- Excellent writing and organization skills
Career Experience/Job History
2001 – Present: Assistant Mortgage Accounts Officer, Secured Personal Loan, Wells Fargo, Florida
- Assist the Accounts Manager in the planning and control of loan activities in the credit department.
- Administer mortgage and personal secured loan products.
- Evaluate and review personal credit and loan applications and determine the valuation of properties to be used as securities and if needed, visit location of borrower and property to be mortgaged.
- Investigate credit ratings with credit bureaus and reporting agencies,
- Recommend approval, qualified approval or rejection of mortgage applications.
- Establish credit limits and repayment plans or schedules
- Prepare and submit credit and loan reports to management
2001 – 2005: Various in-house trainings and seminars on loan management, financial planning and customer account management.
1998 – 2001: Bachelor of Science in Accounting, Cornell University
Professional reference will be furnished upon request
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