Credit Analysts are responsible for evaluating and assessing the finances of a customer and based from this, decide whether to accept or deny the application of credit lines.  They are constantly kept updated with their customers’ transactions and make reports to notify them that they have used more than their credit limits and therefore would be subject to corresponding charges and penalties. This may result to legal penalties and the closure of the credit account if the customer is not able to settle his liabilities.

Credit Analyst Resume Template

Paul Jameson

897 Santa Fe

New Mexico, 7893

Phone: (212) 210-2100


Experienced and responsible person seeking for a position as Credit Analyst

Summary of Qualification

  • Excellent assessment and accounting skills with foresight of possible credit position of clients
  • Very good in interpretation of current client financial statements with the ability to explain projections and provide suggestions as solutions
  • Can handle research, evaluation and development of credit transactions
  • Prompt in informing clients of credit status, develop workable terms and conditions of payments and collections

Career Experience/Job History

2008 – 2011: Credit Analyst, US Trust Bank

  • Analyzed and researched client applications, processed documents and activated accounts for approved applications
  • Maintained and monitored credit activities of clients and coordinated payments and collections with the accounting department
  • Implemented company policies under specific situations requiring re-evaluation of accounts, imposition of penalties and revocation of privileges
  • Recorded and assessed payment delinquencies, uncooperative transactions, and problems with collections and bill deliveries
  • Designed an improved plan for efficiency of credit application approvals, salary deduction schemes and collection offers
  • Determined whether clients are eligible for loans beyond credit limit or to avail further services and special privileges
  • Documented individual and corporate accounts and submitted monthly reports to management


2004-2008: Master of Arts in Finance, New Mexico University

2000-2004: Bachelor of Arts in Finance, New Mexico University

Professional reference will be furnished upon request